This policy indemnifies you against accidental damage, fire and theft to your mobile equipment.

This policy covers loss or damage to your mobile equipment (such as forklift, excavator, dump truck, etc.) due to:
•   accidental collision or overturning,
•   collision or overturning resulting from mechanical breakdown or wear and tear,
•   fire, external explosion, self-ignition, lightning, theft.

If the Equipment is immobilized due to insured loss or damage under this Policy, We will pay You up to a maximum sum of USD$500.00 for its protection, removal to or repair at the nearest repairers.